Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems
Check your options before you borrow:
• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independant financial counsellor
• Talk to your electricity, gas, phone or water provider to work out a payment plan
• If you are on government benefits, ask for an advance payment from centerlink: 13 17 94.
Go to www.moneysmart.gov.au – monesmart shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009
