Unsecured loans can be approved in 20 minutes!
The main service we provide at Instant Cash, as our name suggests, is cash advances.
If you’re in need of funds in a hurry, Instant Cash can help.
Some of us have limited ways to borrow a small amount of money to assist with an immediate cash need.
Instant Cash offers a simple and instant alternative so that you meet your immediate cash requirements.
Cash Advances from $100 – $2,000
If you decide that the Instant Cash short term advance facility meets your needs, you can apply right now online or in a branch.
You will need to provide the following four items of information together with a completed and application form (online or in Branch)
- Identification: Either a driver’s license or passport, or other acceptable ID cards and documents that will assist with positively identifying you.
- Bank statement: We need a statement from your bank detailing your transactions for at least 30 days prior to the date of your application.
- Any bill addressed to you: We need any bill which was recently sent to you to your current address.
- Income verification: Please see below for more information.
If you need further information, please do not hesitate to contact us on 08 6103 7084
08 9528 3838
Income verification
Before you can be approved for a cash advance, we need proof of your income from whatever the source:
- If you are receiving Government Benefits, we need a CentreLink Statement of Income, showing your income for the next month. This can be obtained over the counter from Centrelink or it can be faxed to us by CentreLink under instructions to them from you. Only CentreLink Income Statements dated within the 3 days prior to your Instant Cash application are acceptable.
- If you are receiving any other income, we require your last pay slip or other evidence verifying your income.
For more information regarding our income verification requirements, call to speak to one of our friendly staff members in Perth.
Important information
Please read the following information regarding the Instant Cash Advance for which you are about to apply:
- You may request an Instant Cash Advance of between $100 and $2,000, with a repayment term to be mutually agreed. This facility is a short term cash facility, and is not intended to be a long-term financial solution for you, so repayment terms cannot be longer than 3 months.
- Once your application has been processed and approved, you will be required to sign a consumer credit contract which will be prepared by Instant Cash. You will then receive an immediate cash payment. If you prefer, we can pay the Cash Advance directly into your bank account.
- The total amount of the cash advance and fees that are repayable by you will be shown in a consumer credit contract.
- You may repay the cash advance by making weekly, fortnightly or monthly installments to pay off your cash advance and associated fees. Early repayment is also acceptable.
- Payments will be automatically deducted from your personal bank account.
- There is no application fee.
Please feel free to ask our helpful staff to explain anything to you that you may not fully understand about the Instant Cash Advance.
