We keep your information safe
Instant Cash collects and stores the information you have provided as part of your credit application for the purposes of administering your loan only. Electronic copies and hard copies of your information are kept securely and are not provided to third parties other than our own service providers to enable us to carry out this loan service. You may access your information to update it at any time.
When applying online or in store the following statement will be provided to you and you will be asked to signify that you have read it
READ THE FOLLOWING CAREFULLY:
I, the applicant, furnish you, Instant Cash Advance, with the foregoing statement and information that I certify is a true and accurate statement of my financial condition as of the date of this application. I agree to notify you of any change in name, address or employer, and any material change in my financial condition. In the absence of such notice or any new and full written statement, this may be considered as a continuing statement which is substantially correct. I agree that this information is to remain in your property and that you may keep it. NOTICE OF DISCLOSURE OF YOUR CREDIT INFORMATION TO A CREDIT REPORTING AGENCY AS PRESCRIBED BY THE PRIVACY ACT 1988. In accordance with the Privacy Act 1988 (“Privacy Act”) Instant Cash Advance may give information about you to a credit reporting agency for the following purposes: To obtain a credit report about you; and/or to allow a credit reporting agency to create or maintain a credit information file containing information about you. The information that may be disclosed to a credit reporting agency (before, during or after the provision of credit to you) includes: identity particulars, including your full name (and any former names), gender, address (and up to two previous addresses), date of birth, name of current or last known employer, and driver’s license number; the fact that you have applied for credit and the amount of that credit; the fact that Instant Cash Advance is a current credit provider to you as defined by the Privacy Act 1988; the fact that payments have become overdue by more than sixty days and that debt collection action has commenced; the fact that payments are no longer overdue in respect of any default that has been listed; the fact that cheques drawn on you for $100 or more have been dishonoured more than once; the opinion of Instant Cash Advance that you have committed a serious credit infringement (as defined by the Privacy Act 1988); the fact that credit provided to you by Instant Cash Advance has been paid in full or otherwise discharged. Instant Cash Advance collects and provides your information to our service providers for the purpose of administering your Loan contract.
