Warning

Warning
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independant financial counsellor
  • Talk to your electricity, gas, phone or water provider to work out a payment plan
  • If you are on government benefits, ask for an advance payment from Centrelink: 13 17 94.

Go to www.moneysmart.gov.au – monesmart shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009